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All Union Insurance Plans Are ‘Grandfathered’ In

From the Daily Caller:

A lie from day one

By Betsy McCaughey

… On June 15, 2009 President Obama told a town hall meeting that “No matter how we reform healthcare, we will keep this promise … if you like your healthcare plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what.” The fine print in his health law proves that he never intended to keep that promise.

Sec. 1251(a)(1) of the Affordable Care Act says that no one can be required to give up a plan in effect on March 23, 2010, when the law was passed. Those plans are “grandfathered.” But following that guarantee is a list of costly requirements that made it difficult for insurers to keep offering your plan.

It gets worse. Union plans were “grandfathered” with none of those fine print tricks and exceptions. (Sec. 1251(d))

And, for the record, here is the text of Section 1251(d):

"(d) EFFECT ON COLLECTIVE BARGAINING AGREEMENTS.—In the case of health insurance coverage maintained pursuant to one or more collective bargaining agreements between employee representatives and one or more employers that was ratified before the date of enactment of this Act, the provisions of this subtitle and subtitle A (and the amendments made by such subtitles) shall not apply until the date on which the last of the collective bargaining agreements relating to the coverage terminates. Any coverage amendment made pursuant to a collective bargaining agreement relating to the coverage which amends the coverage solely to conform to any requirement added by this subtitle or subtitle A (or amendments) shall not be treated as a termination of such collective bargaining agreement."

In other words, all unions health insurance plans are grandfathered in. And none of them will have to meet the Obama-Care mandates — ever:

The law also left open the possibility that the president could impose additional requirements on grandfathered plans (except union plans.) Two months after Obamacare was passed, the IRS, Department of Labor, and Department of Health and Human Services – all reporting to the president – churned out hundreds of additional rules to make it even harder for grandfathered plans to survive…

Except, as she notes, for the unions.

Most of the policyholders dumped this month no longer had their grandfathered plans. Their current plans were cancelled because they don’t provide the “10 essential benefits.” Essential, that is, according to the experts. Fifty year old couples must pay for maternity care. And straight arrows must pay for substance abuse treatment…

Betsy McCaughey almost buries her own scoop. The news here is that, unlike the rest of us, union members will be able to keep their insurance plans because they have been given another huge honking carve out.

The Obama administration has been telling us most people won’t lose their insurance plans because they will be grandfathered in. But the law is written in such a way as to make that impossible, because it prohibits insurance companies from adjusting their plans, even though they are being saddled with new regulations and mandates.

But none of that applies to union healthcare plans. Obama-Care allows all union plans to be grandfathered in, and it gives union plans a total exemption from all of the new regulations and mandates.

And we have not heard one word about this massive union carve out from our media guardians.

This article was posted by Steve Gilbert on Wednesday, October 30th, 2013. Comments are currently closed.

2 Responses to “All Union Insurance Plans Are ‘Grandfathered’ In”

  1. New slogan ..

    Join The Union or Die




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