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Can’t Buy Health Insurance Until End Of The Year

From Fox News:

Latest ObamaCare surprise: Most won’t be able to buy health insurance until end of year

By Jim Angle | April 09, 2014

There is yet another ObamaCare surprise waiting for consumers: from now until the next open enrollment at the end of this year, most people will simply not be able to buy any health insurance at all, even outside the exchanges.

"It’s all closed down. You cannot buy a policy that is a qualified policy for the purpose of the ACA (the Affordable Care Act) until next year on January 1," says John DiVito, president of Flexbenefit which has 2,500 brokers.

John Goodman of the National Center for Policy Analysis in Dallas adds, "People are not going to be able to buy individual and family policies, and that’s part of ObamaCare. And what makes it so surprising is the whole point of ObamaCare was to encourage people to get insurance, and now the market has been completely closed down for the next seven months."

That means that with few exceptions, tens of millions of people will be locked out of the health insurance market for the rest of this year.

“In all likelihood," says [Robert Laszewski of Health Policy Associates], "we’ve only signed up somewhere between one in five and one in seven people who were uninsured prior to the start of ObamaCare."

And there were 47 million uninsured in 2012, according to the AP. Which means they have only signed up slightly more than one million, at best. Which means there are 46 million people who now can’t buy insurance, even if they want to.

That means millions are left outside the health insurance market. There is short term insurance, but anyone with a pre-existing condition can be turned down…

Short term insurance is almost impossible to get these days, anyway.

There is one way consumers can still sign up, but only under limited circumstances. "If you have a qualifying event, a life qualifying event, which means you get married, you get divorced, you get fired from your job" says Goodman. Or you have a child, or lose a spouse or have a change in income.

"It has to be one of those kinds of events,” he adds. “And if you don’t have that, you’re not going to be able to buy insurance." Barring any of those so-called life events, tens of millions will remain uninsured and won’t be able to buy health insurance, no matter how hard they try.

Actually, there is another way to get insurance. You put an ‘Elizabeth Warren,’ and claim to be an American Indian. Under the Obama-Care law Indians can sign up for Obama-Care at any time.

In fact, Indians can also refuse to buy any insurance at all, and they still won’t be penalized by Obama-Care. Of course, they already get free medical treatment from the government, anyway.

This article was posted by Steve Gilbert on Wednesday, April 9th, 2014. Comments are currently closed.

2 Responses to “Can’t Buy Health Insurance Until End Of The Year”




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