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O-Care Rules Mandate Equal Coverage For Rehab

From an approving Reuters:

New U.S. rules require equal insurance coverage for mental ills

By Sharon Begley | November 8, 2013

NEW YORK (Reuters) – Most Americans with health insurance will be guaranteed access to mental health services, including for depression and alcoholism, equal to medical and surgical treatment under long-delayed rules issued on Friday by the Obama administration.

‘Stroke of the pen, law of the land, baby!’ But what this means is that insurance companies, and eventually everyone with insurance is going to be paying for the endless rehabs of drug abusers and alcoholics.

But the protections do not apply to tens of millions of people, including the elderly.

It’s never enough, is it? But don’t worry, the elderly will get these "protections" soon enough.

The rules implement the 2008 Mental Health Parity and Addiction Equity Act, which took on greater urgency with the administration’s vow to address gun violence after a series of mass shootings across the United States in the past few years…

Meaning, if they couldn’t use the recent mass shootings to get new gun control laws, they would at least use them for this.

Health and Human Services Secretary Kathleen Sebelius estimated that 90 percent of Americans with substance-use disorders do not receive the care they need. In any given year, about one-quarter of American adults have a mental illness that meets diagnostic criteria, says the National Institute of Mental Health.

If these numbers are accurate (and the probably aren’t), just think of the expense. Which the insurance companies, and eventually anyone with insurance, will have to bear.

Under the final rules, health plans must not have different co-pays, deductibles or visit limits for mental disorders and substance abuse than they do for other illnesses…

And never mind that alcoholism and drug abuse, for instance, tend to be lifelong problems that doesn’t seem to be curable.

The rules had been so long in coming that, on Thursday, former Congressman Patrick Kennedy, who was instrumental in passing the 2008 law, told a Senate panel that it had "entered a kind of twilight zone." The five-year wait was a "particularly bad example" of how laws can languish without being implemented, said Kennedy, who has discussed his battles with bipolar disorder and addiction to prescription drugs…

And how many times has Mr. Kennedy been through rehab? (Granted for just two weeks at a time.) The costs of treating the Kennedy family alone will be astronomical.

This article was posted by Steve on Monday, November 11th, 2013. Comments are currently closed.

4 Responses to “O-Care Rules Mandate Equal Coverage For Rehab”

  1. Petronius says:

    I wonder how many people with “pre-existing conditions” fall into the category of druggies, alcoholics, the mentally disturbed, and other Democrats and Libertarians?

    ObamaCare is essentially a vehicle to redistribute wealth from people who have insurance plans to those who don’t.

    This often means a redistribution from the healthier, more wholesome sectors of society to what used to be called “the dregs.” I believe any candid and impartial observer would have to admit that the dregs are now on the top of American society … as in any revolution, the dregs are the new “cream.”

    By the way, smokers also benefit from the ObamaCare redistributions. Insurance companies are still allowed to rate you if you’re a tobacco user up to 50 percent higher. But if you lie to the insurance company and say you’re not a smoker, and the company finds out that you are, there is no recourse or penalty and the company can’t drop you. In effect your nicotine addiction is a pre-existing condition.

    Thus Kentucky overnight went from the highest per capita of tobacco users to the least. Imagine that! As a result of these shenanigans, the risk for insuring smokers has to be spread over the entire pool.

    This is just one of many ways in which ObamaCare drives up insurance costs and premiums and redistributes wealth.

  2. GetBackJack says:

    The problem is .. I’m not crazy or depressed. Which is making the current situation difficult to deal with. The one eyed man in the land of blind etc etc

    • captstubby says:

      i’m not crazy either,
      i got papers to prove it.

      Petronius smoking example is tip of the iceburg,

      that maybe we should have read it first would have exposed to the light.

      the standard Goverment Catch-22

      A situation in which a desired outcome or solution is impossible to attain because of a set of inherently illogical rules or conditions:

      a situation in which a person is frustrated by a paradoxical rule or set of circumstances that preclude any attempt to escape from them

      a situation in which any move that a person can make will lead to trouble

      Collins English Dictionary

  3. bousquem25 says:

    Come to Taxachusetts where it seems like most of our disability people are on it for anxiety, depression, or addicition is seems like. I know a person at a local behavioral health place that does inpatient detox and it seems like the same people cycle through every month or two. That is excluding the homeless who try and get readmitted as soon as they’re detoxed because it is a warm bed and food.

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