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Nurse: Give Me Back My Old Insurance Plan!

From Virginia’s Roanoke Times:

Give back my health care policy

By Sharon B. Ingerson | November 20, 2013

I am a registered nurse and I buy my individual policy with Optima Health. I love it. However, seeing all the reports about canceled plans, I called them to ask if I would lose my policy. They said that next year I will.

My plan does not qualify under the Affordable Care Act because it does not include maternity coverage. I am a 41-year-old woman with three children (one with moderate-severe autism and mental retardation). I am not having any more children.

This is ridiculous. However, it gets worse. Optima gave me my options. Now I have a $2,500 deductible with 100 percent coverage after the deductible is met. The family deductible is $5,000. The plan costs $209 per month. This is not a substandard plan.

I have a health savings account where I have saved more than $12,000, so if my family needs health care, I can provide for them.

She must be a Republican.

The new Obamacare plans are worse in every regard. They are not better and I do not save $2,500, as President Obama promised so many times.

Here is the closest plan to mine: $3,250 deductible (worse), $6,500 family deductible (worse), and the premium is an outrageous $674 per month (far worse). Essentially, I will pay $465 a month or $5,580 a year more for insurance. Obama promised the average family (I’m a nurse; we’re average) $2,500, but I will pay $5,580 more?

I’ve tried to log onto healthcare.gov, but it is a total disaster. I have called other insurance companies in Virginia and the plans are worse than Optima. The closest plan was a $4,000 deductible/$8,000 family deductible for nearly $600. That is not a better plan. It is far worse.

This will ruin my family’s health care options. I will lose the ability to save any money in my health savings account. Instead of saving for my family’s needs, I will have to give that money to an insurance company.

I will have higher out-of-pocket costs and worse coverage.

Anger doesn’t begin to describe how I feel. I urge my congressional representatives to support the president’s other promise, that “If you like your plan, you can keep it.” This has to be changed.

Ingerson is a resident of the Glenvar area and has worked as a Registered Nurse in Salem for fifteen years.

Let’s hope she remembers to vote next November.

This article was posted by Steve Gilbert on Monday, November 25th, 2013. Comments are currently closed.

3 Responses to “Nurse: Give Me Back My Old Insurance Plan!”

  1. mr_bill

    The MSM can regulate (read: suppress) how many of these stories are told, but they can’t stop these events from happening. Every single one of these “anecdotes” is a vote against a democrat, whether it is recanted in a “news” outlet or not. The democrats know this. Look at last year’s election results: nerobama won by 5 million in the popular vote. What happens if 5 million cancellations go out? 10 million? 15 million? etc. Why do you think the democrat party is so hot to legalize 15 million illegal aliens undocumented democrats? Boehner and his RINO buddies are again attempting to snatch defeat from the jaws of victory.

    Even the people who were told that they would get “free” healthcare are starting to realize that they have to buy a policy or pay a fine (er fee….er tax…er whatever). There isn’t anything “free.” The subsidies don’t do anything for people who couldn’t afford insurance in the first place, they still can’t afford insurance, especially since obamacare has driven up premiums.

  2. captstubby

    “is a vote against a democrat”
    but don’t think it will matter.
    Chicago will find the votes to cover the spread.

  3. Rusty Shackleford

    Another facet is that the national socialists are gauging the unrest of the public to arrive at their line of BS for electing Hitlery.

    In other words, find out what the most common complaints are, send that data to teh post graduate schmucks who will then coordinat a rhetoric speech plan for the democrats with “powerful” and “insightful” talking points that everyone will look like bobbleheads over and then keep spouting that crap til the election.

    After all, this whole thing is based on meaningless wordy-word anyhow, no?

    So get an early angle on the message, not to actually repair any of it, but to provide the largest voter turnouot in the national socialists’ favor.

    “I hear you are angry at teh ACA”

    (harumph, harumph)

    “My administration will institute a program whereby the government will provide you with FREE healthcare”

    So…..by destroying the private healthcare insurance system through making it unaffordable, providing GOVERNMENT single-payer is “better” in that it is an “improvement” over the mess that they are responsible for destroying.

    These people are easy-to-spot.




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