« | »

Politico Sobs: Who Will Help The Newly Insured?

From the Politico:

Who will help the newly insured?

By NATALIE VILLACORTA | February 18, 2014

Newfound health benefits often come with newfound questions. But most states have either spurned or run out of federal funding for consumer assistance programs aimed at guiding Obamacare’s newly insured through the complexities of using their coverage.

Er, these newly insured people will have insurance through a real insurance company, such as Blue Cross and Blue Shield. So they can just ask their insurance company their questions. Just as people have been doing ever since insurance companies began.

Some states with GOP governors never sought Affordable Care Act dollars for these programs. Most states that did have almost used up the federal cash and are struggling to keep programs afloat. Only 12 states and the District of Columbia now have active consumer assistance programs, and they’re basically on their own

“These are a crucial resource to protecting people’s access to actual care,” said Cheryl Fish-Parcham, deputy director of health policy for Families USA. “Without funding, many of these programs will close.”

Naturally, Families USA is just another tax exempt Democrat front group. One of its co-founders is Ron Pollack, who also founded Enroll America. In reality, this is just another attempt to funnel even more money to their foot soldiers: the Navigators. (As we will soon see.)

People who have never been insured or who have had long gaps in coverage are often bewildered by the jargon and process: What’s a deductible, they ask. A co-payment? Co-insurance? When do I need an insurance card? How can I locate a primary care physician? What if the doctor isn’t in-network? …

Again, these people will have insurance through a company. Insurance companies have been answering these questions for decades.

“Enrollment is like a pre-step,” said Sarah Davis, associate director and a clinical assistant professor of law at the Center for Patient Partnerships at the University of Wisconsin-Madison. “Having insurance isn’t the goal, having insurance is the precursor to effectively utilizing health insurance, to accessing care. The goal is the care, and there are roadblocks along the way.” …

The goal is to get as many people as possible as dependent as possible on the government and the Democrat Party.

The need is significant. According to a December study published in the journal Health Affairs, fewer than 1 in 4 uninsured Americans understands key terms like deductibles, out-of-pocket spending caps or provider networks. Advocates are concerned that if people run into problems after getting insurance but can’t find help, many might not seek care or renew their coverage.

So it will be in the interest of the insurance companies to help them.

The ACA originally allocated $30 million to support the programs, and the Department of Health and Human Services doled out an additional $30 million in August 2012. But most of this money is gone, even though 15 states with Republican governors never applied for funding in the first place. There seems to be little chance of more funding any time soon…

Obamacare navigators, who have worked with thousands of people as they considered health plans during this first open enrollment season, might be able to fill the gap in some locations. To a degree, offering continued counsel could be a natural extension of their job — newly insured consumers with a sudden insurance problem are as likely as not to return to the person who helped them in the first place.

But navigators already are stretched thin because of the ongoing sign-up push, especially in states relying on the federal marketplace. They’re also not trained or certified to address post-enrollment issues, Benjamin and others say.

There just aren’t many options…

BS. Insurance companies have been answering these questions for their customers ever since they began. It’s all part of their job. The Politico is just trying to help the Democrats get more funding for their foot soldiers.

This article was posted by Steve Gilbert on Wednesday, February 19th, 2014. Comments are currently closed.

2 Responses to “Politico Sobs: Who Will Help The Newly Insured?”

  1. Our young need to Ukrainize Politico ..

  2. Rusty Shackleford

    ““Enrollment is like a pre-step,” said Sarah Davis…”
    ““Having insurance isn’t the goal, having insurance is the precursor to effectively utilizing health insurance, to accessing care. The goal is the care, and there are roadblocks along the way.” …

    Hm,

    So in 2009, the mantra about everyone having insurance was yet ANOTHER lie? (rhetorical)

    Seems to me that certain socialists are of that ilk who babble incessantly and let the REAL motivations and cuases come out.

    So—-why, exactly is enrollment a “pre-step”? Pre-step to what, exactly?

    Ans: Pre-step to full government control of our lives.




« Front Page | To Top
« | »