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Think Tank Posts ‘The Real Life Of Julia’s Policy’

From the nonpartisan, nonprofit 501c4 organization, Independent Women’s Voice:

The Real Life of Julia’s Policy

Remember Julia? She just turned 26, and she has her own web design business. But her story is a little different now that ObamaCare is in effect.

Sadly, she recently received a cancellation letter in the mail. She’s outraged that the government thinks she has a substandard plan. She liked it; it was working fine, and it was something she could afford while she grew her business. But Julia couldn’t keep it because it didn’t meet ObamaCare standards.

ObamaCare mandates that plans provide adult dependent coverage until age 26. After that, Julia and many other young adults are on their own.

Julia goes to MyCancellation.com and realizes this is happening to millions of other people. She also finds out that millions more people with employer-sponsored insurance will see their policies cancelled next year.

Millions of Americans received cancellations due to ObamaCare (about 7 to 12 million). Millions more cancellations are coming in employer-provided insurance (perhaps as many as 129 million).

Encouraged by a friend who works at Organizing for America, Julia checks out HealthCare.gov. But the website glitches make it impossible to sign up.

Technical problems plagued ObamaCare’s launch, and persist.

Julia has to call a phone number and talk to a navigator, who encourages her to lie about her income so she can qualify for a subsidy.

There have been some reports and videos of health exchange navigators encouraging enrollees to lie in order to obtain subsidies.

Julia refuses to lie, but now her new premiums will be double that of her cancelled plan. Even worse, she finds her deductible has skyrocketed and her network has changed.

An American Action Forum study shows that for the lowest-cost individually-purchased plans, the average 30-year-old woman will experience a premium increase of 193 percent.

Now Julia can’t see her gynecologist, someone she has really grown to trust over the years.

The ObamaCare exchange plans offer limited doctor networks. As a result, many people will have to change doctors.

Julia then reads that her state’s exchange has exposed the private information of enrollees in a breach of data security. Now she has to worry about her identity being stolen.

There have been several instances of security breaches in the exchange data.

Julia finally enrolls in her new ObamaCare plan and begins calling doctors to try and secure an appointment. But she gets the same answer from office after office: they are not taking any new patients, especially not those with plans purchased on the exchanges.

Some exchange plan contracts offer doctors much lower reimbursement rates, discouraging them from accepting these patients.

Finally, a doctor Julia has never met says he can fit her in… 4 months from now.

In parts of Massachussetts [sic], wait times for new patients are 7 months. These wait times will continue to go up nationwide.

This is troubling for anyone with a medical condition who needs immediate attention.


This article was posted by Steve on Thursday, December 12th, 2013. Comments are currently closed.

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