« | »

WSJ: Obama-Care’s Secret Mandate Exemption

An editorial from the Wall Street Journal:

ObamaCare’s Secret Mandate Exemption

HHS quietly repeals the individual purchase rule for two more years.

March 11, 2014

ObamaCare’s implementers continue to roam the battlefield and shoot their own wounded, and the latest casualty is the core of the Affordable Care Act—the individual mandate. To wit, last week the Administration quietly excused millions of people from the requirement to purchase health insurance or else pay a tax penalty.

This latest political reconstruction has received zero media notice, and the Health and Human Services Department didn’t think the details were worth discussing in a conference call, press materials or fact sheet. Instead, the mandate suspension was buried in an unrelated rule that was meant to preserve some health plans that don’t comply with ObamaCare benefit and redistribution mandates. Our sources only noticed the change this week.

That seven-page technical bulletin includes a paragraph and footnote that casually mention that a rule in a separate December 2013 bulletin would be extended for two more years, until 2016. Lo and behold, it turns out this second rule, which was supposed to last for only a year, allows Americans whose coverage was cancelled to opt out of the mandate altogether.

So this is another way to beat paying the Obama-Care tax!

In 2013, HHS decided that ObamaCare’s wave of policy terminations qualified as a "hardship" that entitled people to a special type of coverage designed for people under age 30 or a mandate exemption. HHS originally defined and reserved hardship exemptions for the truly down and out such as battered women, the evicted and bankrupts.

But amid the post-rollout political backlash, last week the agency created a new category: Now all you need to do is fill out a form attesting that your plan was cancelled and that you "believe that the plan options available in the [ObamaCare] Marketplace in your area are more expensive than your cancelled health insurance policy" or "you consider other available policies unaffordable."

Amazing! But wait. There’s more.

This lax standard—no formula or hard test beyond a person’s belief—at least ostensibly requires proof such as an insurer termination notice. But people can also qualify for hardships for the unspecified nonreason that "you experienced another hardship in obtaining health insurance," which only requires "documentation if possible." And yet another waiver is available to those who say they are merely unable to afford coverage, regardless of their prior insurance. In a word, these shifting legal benchmarks offer an exemption to everyone who conceivably wants one.

In other words, you don’t have to had your insurance cancelled to claim a hardship. Since there is no ‘hardship test’ beyond your personal belief, you can just claim to feel its a ‘hardship’ and you don’t have to pay the Obama-Care penalty.

Keep in mind that the White House argued at the Supreme Court that the individual mandate to buy insurance was indispensable to the law’s success, and President Obama continues to say he’d veto the bipartisan bills that would delay or repeal it. So why are ObamaCare liberals silently gutting their own creation now? …

Because getting re-elected is always job one.

HHS is also trying to pre-empt the inevitable political blowback from the nasty 2015 tax surprise of fining the uninsured for being uninsured, which could help reopen ObamaCare if voters elect a Republican Senate this November. Keeping its mandate waiver secret for now is an attempt get past November and in the meantime sign up as many people as possible for government-subsidized health care…

That is to say, the Democrats want to keep this secret, except for their pals, until after the elections. — Still, you have to wonder why the WSJ put this news in an editorial instead of on its front page.

This article was posted by Steve Gilbert on Wednesday, March 12th, 2014. Comments are currently closed.

One Response to “WSJ: Obama-Care’s Secret Mandate Exemption”

  1. GD-it, GOP. Obama is not a king. Get off your backsides and start Prosecuting this .. this .. imposter ..


« Front Page | To Top
« | »